Pet Sitting Insurance And Bonding
As we all know some pets cant even stand to be alone for more than a few hours at a time before they start ripping up whatever they can find in the house. Bonding is somewhat like insurance but it actually protects your clients rather than you.
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Pet sitting insurance and bonding. Also insurance comes with expected losses while bonding insurance does not. At APSE we want to recommend the best products to meet the needs of todays pet sitters. Bonding will cover any losses experienced by the client in the case that you steal or misplace some of their property.
This article is meant as a guide to help Pet Sitters and Dog Walkers understand Pet Sitting Insurance and to direct them to where they can find additional information. Specifically being bonded as a pet sitter provides your clients compensation in the event of theft or property damage. However there are additional options that you may add to your policy for an additional premium.
You may also want to think about becoming bonded. The average price of a standard 10000002000000 General Liability Insurance policy for small pet sitting businesses ranges from 27 to 39 per month based on location size payroll sales and experience. Pet sitters charge an average of 25 per 30-minute visit 20 to 30 per day 45 to 75 per night or 250 to 375 per week.
Comprehensive coverage that includes traditional in-home pet sitting and dog walking. Pet sitting insurance and bonding. Smart conscientious and reputable pet sitters and dog walkers take their pet care and home sitting services very seriously and will ensure that their insurance coverage is more than sufficient to cover damages accidents or injuries to your pets and property.
However if youre a homeowner your homeowners insurance may cover. Do I Need Pet Sitting Insurance. Pet Sitter Insurance Bonding Can Save You from Financial Loss and Legal Troubles.
For a pet sitter the first question a potential client usually asks is Are you bonded The answer always needs to be yes. What is Pet Sitting Insurance and Bonding. Time To Pet is not an insurance agent and does not sell insurance products.
One of the requirements for. We have chosen Mourer-Fosters Kennel Pro insurance as our provider of choice for pet care provider insurance and bonding because their products offer. It covers accidents that may affect the clients pets or property while the pet sitter is on an assignment.
Insurance and bonding are basically liability guarantees offered by a company. The PSI bond has been designed specifically for professional pet sitters and includes the broadest definition of an employee to include all owners and officers full and part-time employees independent contractors and volunteers. Heres Our Take on Pet Sitting Insurance.
For that reason surety bonds only have a one-time premium while insurance has a monthly premium. There is an important difference between the two but as long as you are covered you can rest easier knowing your pet sitting business is protected. How much is insurance for a pet sitting business.
Its an advantage to your pet sitting business to be bonded because it automatically gives your customers a higher level of trust in. Pet sitting insurance and bonding are matters regarding the pet sitter and their employer not the pet owner. PSI also provides access to Bonding for its members.
Additionally the insurance company will pay for your legal defense if necessary. Pet sitting insurance and bonding go hand in hand. Without pet sitters it would be hard for pet owners to pull all-nighters at work go on long vacations or otherwise be away from their pets for extended periods of time.
Pet sitter insurance versus bonding bonding which is regarded as fidelity bonding in the pet sitting industry is a type of business insurance that protects customers from theft by employees. Business insurance is not the same thing as bonding insurance since a bond includes three parties while business insurance only includes two parties. Bonding may also pay the client if the pet sitter business owner steals something while general liability insurance excludes intentional wrongful acts.
Insurance protects your companys assets and pays for any settlements or awards in the event of an accident or negligence by a member of the company. Rates depend on the services requested if you need 24-hour pet care or service on holidays and if you have additional pets. A guide to help professional pet sitters and dog walkers with the process of getting insured and bonded.
Insurance isnt the only type of protection pet sitters may want to acquire. Pet sitter liability insurance works much like any other insurance. You should also look for a sitter who is Pet.
Pet Sitting Surety Bonds Explained. Insurance and bonding are pretty straightforward but its the use of the word licensed that can be a bit confusing. If you have business insurance you may or may not already be bonded.
Why Buy Pet Sitting Insurance. Pet sitting insurance will cover any damages to your home or property while youre away. Some example of what general liability may cover you from could be if you were walking a dog and the dog in your care bit someone who happened to be walking past you.
Your clients may ask you if you are bonded This means that you have purchased a pet sitting bond. How Much Does Pet Sitting Insurance Cost. While insurance protects you from claims against you bonds are a way to provide security to your clients.
A basic pet sitting insurance policy from PCI starts at 139year. Homepage Business Insurance Pet Sitting Insurance and Bonding. Bonding which is regarded as fidelity bonding in the pet sitting industry is a type of business insurance that protects customers from theft by employees.
General Liability insurance also. For example one of these options is employee dishonesty coveragea coverage similar to bonding.
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